Bank

The Bank is a building added in the legacy update. It is the sixth building, cost of 1.4 million cookies and produces 1,400 CpS by banking them and generating interest.

Banks can be upgraded with sugar lumps, unlocking the Stock Market minigame.

Achievements

Name	Description	ID
Pretty penny	Have 1 bank.	171
Fit the bill	Have 50 banks.	172
A loan in the dark	Have 100 banks.	173
Need for greed	Have 150 banks.	174
It's the economy, stupid	Have 200 banks.	175
Acquire currency	Have 250 banks.	213
The nerve of war	Have 300 banks.	253
And I need it now	Have 350 banks.	284
Treacle tart economics	Have 400 banks.	344
Save your breath because that's all you've got left	Have 450 banks.	357
Get the show on, get paid	Have 500 banks.	403
Checks out	Have 550 banks.	479
That's rich	Have 600 banks.	497
Financial prodigy	Have 650 banks. "Imagine how it would be, to be at the top making cash money."	560
Vested interest	Make 100 quadrillion cookies just from banks.	186
Paid in full	Make 1 septillion cookies just from banks.	194
Reverse funnel system	Make 10 nonillion cookies just from banks.	298
A capital idea	Reach level 10 banks.	312

Upgrades

Name	Unlock condition	Base price	Description	ID
Taller tellers	Own 1 bank	14 million	Banks are twice as efficient. "Able to process a higher amount of transactions. Careful though, as taller tellers tell tall tales."	232
Scissor-resistant credit cards	Own 5 banks	70 million	Banks are twice as efficient. "For those truly valued customers."	233
Acid-proof vaults	Own 25 banks	700 million	Banks are twice as efficient. "You know what they say : better safe than sorry."	234
Chocolate coins	Own 50 banks	70 billion	Banks are twice as efficient. "This revolutionary currency is much easier to melt from and into ingots - and tastes much better, for a change."	235
Exponential interest rates	Own 100 banks	7 trillion	Banks are twice as efficient. "Can't argue with mathematics! Now fork it over."	236
Financial zen	Own 150 banks	700 trillion	Banks are twice as efficient. "The ultimate grail of economic thought; the feng shui of big money, the stock market yoga - the Heimlich maneuver of dimes and nickels."	237
Way of the wallet	Own 200 banks	700 quadrillion	Banks are twice as efficient. "This new monetary school of thought is all the rage on the banking scene; follow its precepts and you may just profit from it."	298
The stuff rationale	Own 250 banks	700 quintillion	Banks are twice as efficient. "If not now, when? If not it, what? If not things... stuff?"	311
Edible money	Own 300 banks	700 sextillion	Banks are twice as efficient. "It's really quite simple; you make all currency too delicious not to eat, solving world hunger and inflation in one fell swoop!"	432
Grand supercycle	Own 350 banks	700 septillion	Banks are twice as efficient. "We let the public think these are complicated financial terms when really we're just rewarding the bankers with snazzy bicycles for a job well done. It's only natural after you built those fancy gold swimming pools for them, where they can take a dip and catch Kondratiev waves."	484
Rules of acquisition	Own 400 banks	7 nonillion	Banks are twice as efficient. "Rule 387 : a cookie baked is a cookie kept."	510
Altruistic loop	Own 450 banks	70 decillion	Banks are twice as efficient. "You control so many branches of the global economy and legislative bodies that, through a particularly creative loophole, donating money (to yourself) grants you even more cash in tax deductions than you started with!"	666
Diminishing tax returns	Own 500 banks	700 undecillion	Banks are twice as efficient. "Wow, they're tiny! Wish you'd thought of that sooner!"	704
Cookie Points	Own 550 Banks	7 tredecillion	Banks are twice as efficient. "A loyalty program wherein each purchase of your cookies comes with free Cookie Points, which can in turn be redeemed for more cookies, thus creating the self-sustaining economy you've been looking for."	747

Other Upgrades

Name	Unlock condition	Base price	Description	ID
Banker grandmas	15 banks and 1 grandma owned	70 million	Grandmas are twice as efficient. Banks gain +1% CpS per 4 grandmas "A nice banker to cash in more cookies"	250
Contracts from beyond	15 Banks, 15 Portals and "Synergies Vol. I" purchased	200.003 quadrillion	Banks gain +5% CpS per portal. Portals gain +0.1% CpS per bank. "Make sure to read the fine print!"	375
Printing presses	75 Banks, 75 Factories and "Synergies Vol. II" purchased	540 quadrillion	Factories gain +5% CpS per bank. Banks gain +0.1% CpS per factory. "Fake bills so real, they're almost worth the ink they're printed with."	376
Gold fund	75 Banks, 75 Alchemy labs and "Synergies Vol. II" purchased	15.003 sextillion	Banks gain +5% CpS per alchemy lab. Alchemy labs gain +0.1% CpS per bank. "If gold is the backbone of the economy, cookies, surely, are its hip joints."	384
Extra physics funding	15 Banks, 15 Antimatter condensers and "Synergies Vol. I" purchased	34 quintillion	Banks gain +5% CpS per antimatter condenser. Antimatter condensers gain +0.1% CpS per bank. "Time to put your money where your particle colliders are."	389
Fortune #006	Random fortune from news ticker	108.889 decillion	Banks are 7% more efficient and 7% cheaper. "The value of money means nothing to a pocket."	626
Unshackled banks (heavenly upgrade)	"Unshackled factories" purchased	1.199 trillion	Tiered upgrades for Banks provide an extra +150% production. Only works with unshackled upgrade tiers. "All-time highs, all the time."	773

Gallery

Trivia

The bank is the first building to have an initial cost of over one million cookies.

References

The achievement "Need for greed" refers to a quote from Top Gun: "I've got the need...the need for speed!" It could also refer to a subsequent video game franchise Need for Speed as well as the film adaptation of the same name.
The achievement "A loan in the dark" is a reference to the series of video games "Alone in the Dark".
The achievement "And I need it now" is a reference to a commercial for the financial service company J.G. Wentworth where people shout from their windows, "It's my money, and I need it now!".
The achievement "Reverse funnel system" is a reference to the It's Always Sunny in Philidelphia episode "Mac and Dennis Buy a Timeshare" where it is used to parody pyramid schemes.
The achievement "Rules of Acquisition" is a reference to the Star Trek species the Ferengi, which based their society on capitalism
The achievement "Get the show on, get paid" is a reference to the song All Star.

Notes

Buildings
Cursor		Grandma		Farm		Mine		Factory
Bank		Temple		Wizard Tower		Shipment		Alchemy Lab
Portal		Time Machine		Antimatter Condenser		Prism		Chancemaker
	Fractal Engine		Javascript Console		Idleverse		Cortex Baker
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