Cookie Clicker Wiki

The Bank is a building added in the legacy update. It is the sixth building, cost of 1.4 million cookies and produces 1,4000000 CpS by banking them and generating interest.

If a bank is upgraded one time with sugar lumps, you will unlock the Stock Market minigame.


Icon Name Description ID
Plain bank Pretty penny Have 1 bank. 171
Berrylium bank Fit the bill Have 50 banks. 172
Blueberrylium bank A loan in the dark Have 100 banks. 173
Chalcedhoney bank Need for greed Have 150 banks. 174
Buttergold bank It's the economy, stupid Have 200 banks. 175
Sugarmuck bank Acquire currency Have 250 banks. 213
Jetmint bank The nerve of war Have 300 banks. 253
Cherrysilver bank And I need it now Have 350 banks. 284
Hazelrald bank Treacle tart economics Have 400 banks. 344
Mooncandy bank Save your breath because that's all you've got left Have 450 banks. 357
Astrofudge bank Get the show on, get paid Have 500 banks. 403
Alabascream bank Checks out Have 550 banks. 479
Iridyum bank That's rich Have 600 banks. 497
Glucosmium bank Financial prodigy Have 650 banks.
"Imagine how it would be, to be at the top making cash money."
Glimmeringue bank Getting that bag Have 700 banks. 622
Vested interest Vested interest Make 100 quadrillion cookies just from banks. 186
Paid in full Paid in full Make 1 septillion cookies just from banks. 194
Reverse funnel system Reverse funnel system Make 10 nonillion cookies just from banks. 298
A capital idea A capital idea Reach level 10 banks. 312


Icon Name Unlock condition Base price Description ID
Plain bank Taller tellers Own 1 bank Money 14 million Banks are twice as efficient.
"Able to process a higher amount of transactions. Careful though, as taller tellers tell tall tales."
Berrylium bank Scissor-resistant credit cards Own 5 banks Money 70 million Banks are twice as efficient.
"For those truly valued customers."
Blueberrylium bank Acid-proof vaults Own 25 banks Money 700 million Banks are twice as efficient.
"You know what they say : better safe than sorry."
Chalcedhoney bank Chocolate coins Own 50 banks Money 70 billion Banks are twice as efficient.
"This revolutionary currency is much easier to melt from and into ingots - and tastes much better, for a change."
Buttergold bank Exponential interest rates Own 100 banks Money 7 trillion Banks are twice as efficient.
"Can't argue with mathematics! Now fork it over."
Sugarmuck bank Financial zen Own 150 banks Money 700 trillion Banks are twice as efficient.
"The ultimate grail of economic thought; the feng shui of big money, the stock market yoga - the Heimlich maneuver of dimes and nickels."
Jetmint bank Way of the wallet Own 200 banks Money 700 quadrillion Banks are twice as efficient.
"This new monetary school of thought is all the rage on the banking scene; follow its precepts and you may just profit from it."
Cherrysilver bank The stuff rationale Own 250 banks Money 700 quintillion Banks are twice as efficient.
"If not now, when? If not it, what? If not things... stuff?"
Hazelrald bank Edible money Own 300 banks Money 700 sextillion Banks are twice as efficient.
"It's really quite simple; you make all currency too delicious not to eat, solving world hunger and inflation in one fell swoop!"
Mooncandy bank Grand supercycle Own 350 banks Money 700 septillion Banks are twice as efficient.
"We let the public think these are complicated financial terms when really we're just rewarding the bankers with snazzy bicycles for a job well done. It's only natural after you built those fancy gold swimming pools for them, where they can take a dip and catch Kondratiev waves."
Astrofudge bank Rules of acquisition Own 400 banks Money 7 nonillion Banks are twice as efficient.
"Rule 387 : a cookie baked is a cookie kept."
Alabascream bank Altruistic loop Own 450 banks Money 70 decillion Banks are twice as efficient.
"You control so many branches of the global economy and legislative bodies that, through a particularly creative loophole, donating money (to yourself) grants you even more cash in tax deductions than you started with!"
Iridyum bank Diminishing tax returns Own 500 banks Money 700 undecillion Banks are twice as efficient.
"Wow, they're tiny! Wish you'd thought of that sooner!"
Glucosmium bank Cookie Points Own 550 banks Money 7 tredecillion Banks are twice as efficient.
"A loyalty program wherein each purchase of your cookies comes with free Cookie Points, which can in turn be redeemed for more cookies, thus creating the self-sustaining economy you've been looking for."
Glimmeringue bank The big shortcake Own 600 banks Money 70 quattuordecillion Banks are twice as efficient.
"You're not quite sure what this entails, but it must have been quite the cake for folks to lose their homes over it."

Other Upgrades[]

Icon Name Unlock condition Base price Description ID
Grandma icon Banker grandmas 15 banks and 1 grandma owned Money 70 million Grandmas are twice as efficient. Banks gain +1% CpS per 4 grandmas
"A nice banker to cash in more cookies"
Contracts from beyond Contracts from beyond 15 banks, 15 portals and "Synergies Vol. I" purchased Money 200.003 quadrillion Banks gain +5% CpS per portal.
Portals gain +0.1% CpS per bank.
"Make sure to read the fine print!"
Printing presses Printing presses 75 banks, 75 factories and "Synergies Vol. II" purchased Money 540 quadrillion Factories gain +5% CpS per bank.
Banks gain +0.1% CpS per factory.
"Fake bills so real, they're almost worth the ink they're printed with."
Gold fund Gold fund 75 banks, 75 alchemy labs and "Synergies Vol. II" purchased Money 15.003 sextillion Banks gain +5% CpS per alchemy lab.
Alchemy labs gain +0.1% CpS per bank.
"If gold is the backbone of the economy, cookies, surely, are its hip joints."
Extra physics funding Extra physics funding 15 banks, 15 antimatter condensers and "Synergies Vol. I" purchased Money 34 quintillion Banks gain +5% CpS per antimatter condenser.
Antimatter condensers gain +0.1% CpS per bank.
"Time to put your money where your particle colliders are."
Fortune bank Fortune #006 Random fortune from news ticker Money 108.889 decillion Banks are 7% more efficient and 7% cheaper.
"The value of money means nothing to a pocket."
Unshackled bank Unshackled banks
(heavenly upgrade)
"Unshackled factories" purchased MoneyHC 4.199 trillion Tiered upgrades for Banks provide an extra +150% production.
Only works with unshackled upgrade tiers.
"All-time highs, all the time."

Sugar lump upgrading[]

Once you have leveled up your bank to his first level, you can still raise it up not only for more CpS or for achievments, you can level it up for better interest rates.



  • The bank is the first building to have an initial cost of over one million cookies.


  • The achievement "Need for greed" refers to a quote from Top Gun: "I've got the need...the need for speed!" It could also refer to a subsequent video game franchise Need for Speed as well as the film adaptation of the same name.
  • The achievement "A loan in the dark" is a reference to the series of video games "Alone in the Dark".
  • The achievement "And I need it now" is a reference to a commercial for the financial service company J.G. Wentworth where people shout from their windows, "It's my money, and I need it now!".
  • The achievement "Reverse funnel system" is a reference to the It's Always Sunny in Philidelphia episode "Mac and Dennis Buy a Timeshare" where it is used to parody pyramid schemes.
  • The achievement "Rules of Acquisition" is a reference to the Star Trek species the Ferengi, which based their society on capitalism
  • The achievement "Get the show on, get paid" is a reference to the song All Star.
  • The description of the upgrade The stuff rationale is a reference to a scene in the show Xavier Renegade Angel in an ad for “pills containing the vibrations of monk chants.”
  • The upgrade The big shortcake is a reference to The Big Short, a book about the 2000s United States housing bubble in which investment banks played a key part.


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