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The Stock Market is a minigame implemented in version 2.028 on August 23, 2020. The minigame is unlocked by upgrading Banks to Level 1. In the Stock Market, players can purchase cookies, recipes and ingredients, and sell them at higher prices for $(meaning seconds of maximum raw cps). In addition to buying and selling resources, the minigame includes an Office, which can be upgraded to increase warehouse capacity and unlock Loans; as well as Stockbrokers, which reduce the overhead cost of buying resources. Loans cost cookies and increase the current CpS for a certain amount of time, but after the time is over, CpS is decreased for a significant amount of time. Each aspect of the Stock Market is associated with a building. The Office is associated with Cursors, the Stockbrokers are associated with Grandmas, and the resources are each associated with one of the remaining buildings. ## Stock Market OfficesEdit Upgrading your Office increases the warehouse capacity of each resource, and several upgrades also unlock loan slots. Upgrading costs a certain amount of Cursors and require the Cursors to be at a certain level. Icon Name Description Office Level Cost to Upgrade Credit garage This is your starting office. Upgrading will grant you: • +25 warehouse space for all goods 1 100 Cursors (level 2+) Tiny bank This is your office. Upgrading will grant you: • +1 loan slot • +50 warehouse space for all goods 2 200 Cursors (level 4+) Loaning company This is your office. Upgrading will grant you: • +75 warehouse space for all goods 3 350 Cursors (level 8+) Finance headquarters This is your office. Upgrading will grant you: • +1 loan slot • +100 warehouse space for all goods 4 500 Cursors (level 10+) International exchange This is your office. Upgrading will grant you: • +1 loan slot • +50% base warehouse space for all goods 5 700 Cursors (level 12+) Palace of Greed This is your office. It is fully upgraded. Its lavish interiors, spanning across innumerable floors, are host to many a decadent party, owing to your nigh-unfathomable wealth. 6 N/A ## StockbrokersEdit Icon Description A nice broker to trade more cookies. • Buying goods normally incurs overhead costs of 20% extra. Each broker you hire reduces that cost by 5%. • Buying a broker costs 20 minutes of CpS (that's$1200).
• Maximum number of brokers you can own: the highest number of grandmas you've owned this run, divided by 10, plus your grandma level.
"Brokers are Wall Street-class grandmas versed in the ways of finance. Stockbroker grandmas work hard and play hard, and will fight telephone in hand to get your clients the best possible deals - with a sizeable profit margin for you, of course."

The Overhead is the number of cookies you will pay on top of any stock purchase. By getting Stockbrokers this overhead can be minimized to extremely low values, which makes buying-and-selling stock much more profitable.

The 5% reduction is applied multiplicatively, meaning that each new Stockbroker provides lesser reduction than the previous ones. The formula for calculating the overhead (in %) based on number of brokers is as follows:

$\text {Overhead} = 0.01 \times 20 \times 0.95^{\text {Brokers}}$

The following table shows the number of brokers needed to get the desired overhead reduction, as well as total price to buy that number of brokers (in $). For example, at 59 brokers the overhead is already lower than 1%, compared to the original 20%. Overhead Table Brokers Total price Overhead Brokers Total price Overhead Brokers Total price Overhead 1 1200 19.000% 51 61200 1.462% 101 121200 0.112% 2 2400 18.050% 52 62400 1.389% 102 122400 0.107% 3 3600 17.148% 53 63600 1.319% 103 123600 0.102% 4 4800 16.290% 54 64800 1.253% 104 124800 0.096% 5 6000 15.476% 55 66000 1.191% 105 126000 0.092% 6 7200 14.702% 56 67200 1.131% 106 127200 0.087% 7 8400 13.967% 57 68400 1.075% 107 128400 0.083% 8 9600 13.268% 58 69600 1.021% 108 129600 0.079% 9 10800 12.605% 59 70800 0.970% 109 130800 0.075% 10 12000 11.975% 60 72000 0.921% 110 132000 0.071% 11 13200 11.376% 61 73200 0.875% 111 133200 0.067% 12 14400 10.807% 62 74400 0.832% 112 134400 0.064% 13 15600 10.267% 63 75600 0.790% 113 135600 0.061% 14 16800 9.753% 64 76800 0.750% 114 136800 0.058% 15 18000 9.266% 65 78000 0.713% 115 138000 0.055% 16 19200 8.803% 66 79200 0.677% 116 139200 0.052% 17 20400 8.362% 67 80400 0.643% 117 140400 0.050% 18 21600 7.944% 68 81600 0.611% 118 141600 0.047% 19 22800 7.547% 69 82800 0.581% 119 142800 0.045% 20 24000 7.170% 70 84000 0.552% 120 144000 0.042% 21 25200 6.811% 71 85200 0.524% 121 145200 0.040% 22 26400 6.471% 72 86400 0.498% 122 146400 0.038% 23 27600 6.147% 73 87600 0.473% 123 147600 0.036% 24 28800 5.840% 74 88800 0.449% 124 148800 0.035% 25 30000 5.548% 75 90000 0.427% 125 150000 0.033% 26 31200 5.270% 76 91200 0.406% 126 151200 0.031% 27 32400 5.007% 77 92400 0.385% 127 152400 0.030% 28 33600 4.757% 78 93600 0.366% 128 153600 0.028% 29 34800 4.519% 79 94800 0.348% 129 154800 0.027% 30 36000 4.293% 80 96000 0.330% 130 156000 0.025% 31 37200 4.078% 81 97200 0.314% 131 157200 0.024% 32 38400 3.874% 82 98400 0.298% 132 158400 0.023% 33 39600 3.681% 83 99600 0.283% 133 159600 0.022% 34 40800 3.496% 84 100800 0.269% 134 160800 0.021% 35 42000 3.322% 85 102000 0.256% 135 162000 0.020% 36 43200 3.156% 86 103200 0.243% 136 163200 0.019% 37 44400 2.998% 87 104400 0.231% 137 164400 0.018% 38 45600 2.848% 88 105600 0.219% 138 165600 0.017% 39 46800 2.706% 89 106800 0.208% 139 166800 0.016% 40 48000 2.570% 90 108000 0.198% 140 168000 0.015% 41 49200 2.442% 91 109200 0.188% 141 169200 0.014% 42 50400 2.320% 92 110400 0.178% 142 170400 0.014% 43 51600 2.204% 93 111600 0.170% 143 171600 0.013% 44 52800 2.093% 94 112800 0.161% 144 172800 0.012% 45 54000 1.989% 95 114000 0.153% 145 174000 0.012% 46 55200 1.889% 96 115200 0.145% 146 175200 0.011% 47 56400 1.795% 97 116400 0.138% 147 176400 0.011% 48 57600 1.705% 98 117600 0.131% 148 177600 0.010% 49 58800 1.620% 99 118800 0.125% 149 178800 0.010% 50 60000 1.539% 100 120000 0.118% 150 180000 0.009% ## LoansEdit Loans are unlocked by leveling up your offices. The buttons to trigger them are located just under or to the right of the stockbroker information, depending on zoom level and window size. At max level, there are 3 loan slots, each providing a different CpS boost. On every loan, you must pay a downpayment of a certain percentage of your bank. Slot Type Description 1st Modest loan By taking this loan, you will get +50% CpS for the next 2 hours. However, you will get -75% CpS for the next 4 hours after that. You must also pay an immediate downpayment of 20% of your current bank. "Buy that vintage car you've always wanted. Just pay us back." 2nd Pawnshop loan By taking this loan, you will get +100% CpS for the next 40 seconds. However, you will get -90% CpS for the next 40 minutes after that. You must also pay an immediate downpayment of 40% of your current bank. "Bad credit? No problem. It's your money, and you need it now." 3rd Retirement loan By taking this loan, you will get +20% CpS for the next 2 days. However, you will get -20% CpS for the next 5 days after that. You must also pay an immediate downpayment of 50% of your current bank. "Finance your next house, boat, spouse, etc. You've earned it." Generally, loans are not worth it in the end, as the costs far outweigh the benefits. The best time to use them is during an Elder Frenzy, Frenzy, Click Frenzy, Dragon Harvest, Building Special or Dragonflight to provide the biggest boost. A strategy would be to take out a retirement loan, but have your ascension last less than 2 days. This would completely avoid the 5 day penalty. Another strategy would be to, during the Christmas Season, activate the Grandmapocalypse. This would give a chance of the legendary Elder Frenzy and Reindeer combo (an achivement in itself). By purchasing the Christmas-themed upgrade Ho-ho-ho flavored frosting, this would give 12 hours and 6 minutes worth of CpS. By triggering a pawnshop loan slightly before the boost, this would give over a day of regular production. Add a Frenzy, which is fairly easy to get, you'll have over a week's worth of cookies. Loans might have some unfair effects, but the boosts they provide, if used correctly, can seriously offset the negatives. ## Stock Market ResourcesEdit The base warehouse capacity of each resource is the highest amount of that building you've owned in the current ascension, plus five times the building's Level. The +50% base capacity from Palace of Greed is calculated from this value before considering the additive capacity upgrades from lower level Offices. Icon Name Description Associated Building Symbol ID Cereals Old Mills is a trusted staple of the grain industry. Finding their roots in humble pioneer farms centuries ago and honing their know-how ever since, the Old Mills organic crops have reached a standard of quality that even yours struggle to equal. Farm CRL 0 Chocolate Cocoa Excavations is an international chocolate mining venture whose extraction sites always seem, somehow, to pop up in war-torn countries. Their high-grade chocolate is renowned the world over and has even been marketed, to some success, as suitable gems for engagement rings. Mine CHC 1 Butter Bovine Industries is a formerly-agricultural conglomerate that now deals in mechanized dairy mass production. Whistleblowers have drawn attention to the way the milk cows employed by this company are treated, describing it as "not quite cruel or anything, but definitely unusual". Factory BTR 2 Sugar The Candy Trust is a corporate banking group backed by, and specialized in, the trade of high-grade sugar. The origin of said sugar is legally protected by an armada of lawyers, though some suspect they secretly scrape it off of the bank bills coming in before processing it. Bank SUG 3 Nuts Hidden between hills and fog somewhere, the secretive Hazel Monastery has, for centuries, maintained nut crops of the highest quality. The monastery nuts are carefully tended to, harvested and shelled by its monks, who are all required to take a vow of nut allergy as a lifelong test of piety. Temple NUT 4 Salt Salt is a versatile substance, with properties both mundane and mystical. This is why the bearded crackpots at Wacky Reagants have perfected the art of turning magic powder into salt, which is then sold to anyone promising to put it to good use - whether it be warding off banshees and ghouls or seasoning a Sunday roast. Wizard Tower SLT 5 Vanilla After the news broke of vanilla not being native to Earth, Cosmic Exports was the first company to discover its true origin planet - and has struck an exclusive deal with its tentacled inhabitants to ship its valuable, unadulterated beans all over the local quadrant. Shipment VNL 6 Eggs At Organic Gnostics, an egg is seen as a promise. A promise of life and nourishment, of infinite potential, of calcium and protein. An egg can become many things... especially when you're properly funded and don't believe there's room in science for rules or ethics. Alchemy Lab EGG 7 Cinnamon The Dimensional Exchange employs a vast team of ragtag daredevils to dive into dangerous underworlds in search of strange native spices. Chief among those is cinnamon, a powder so delicious its true nature can only be unspeakably abominable. Portal CNM 8 Cream Once specialized in cosmetics for the elderly, the eggheads at Precision Aging have repurposed their timeshift technology and developed a process allowing them to accelerate, slow down, and even reverse the various phase changes of milk. Their flagship offering, whole cream, is said to be within 0.002% of theoretical ripening optimums. Time Machine CRM 9 Jam Pectin Research is a military-backed laboratory initially created with the aim of enhancing and miniaturizing army rations, but now open for public bulk trading. It has recently made forays in the field of highly-concentrated fruit jams, available in a variety of flavors. Antimatter Condenser JAM 10 White chocolate What was once two college kids messing around with mirrors in their dad's garage is now a world-famous megacorporation. Dazzle Corp's groundbreaking experiments in photonic annealing have led to the creation years ago of a new kind of matter, once derided as impossible by physicists and cooks alike: white chocolate. Prism WCH 11 Honey The folks at Prosperity Hive deal in honey, and it's always worked for them. With a work culture so relaxed you're almost tempted to ditch the cookie business and join them, these people have little in common with the proverbial busy bee - though their rates do sting quite a bit. Chancemaker HNY 12 Cookies Interesting. It appears there's still a company out there trying to sell cookies even with your stranglehold on the market. No matter - you figure Selfmade Bakeries' largely inferior product will make decent fodder for the mouse traps in your factories. Fractal Engine CKI 13 Recipes In a post-material world, the market of ideas is where value is created. Figments Associated understands that, and is the prime designer (and patenter) of baking recipes, ingredient nomenclature, custom cooking procedures, and other kitchen processes. Javascript Console RCP 14 ## Market BehaviorEdit The value of stocks on the market is random but conform to a number of rules. Each stock has a hidden delta value that decreases by 3% every minute. This delta value is added to the value of the stock every minute and acts as a sort of velocity for the stock. Stocks also have a resting value, based on the Bank level, calculated as follows.$ \text {Resting value} = 10 \times (id + 1) + \text{Bank level} - 1 $Where id is its index: CRL being 0, CHC being 1, etc. So, for example, if you have level 10 Banks, the resting value would be$19 for Cereals and $159 for Recipes. Every minute, the value of the stock is gradually shifted toward this value by 2%. Being updated as follows.$ value = (\text{Resting value} - value) \times 0.02 $After this, the stock's value is fluctuated by a random amount between -0.2 and 0.2 and its delta is fluctuated by a random amount between -0.05 and 0.05. Additionally, there's a 10% chance that the stock's value is fluctuated by a random amount between -1.5 and 1.5 and another 10% chance that its delta is fluctuated by a random amount between -0.15 and 0.15. On top of that, each stock is in one of 5 modes with custom additional rules. These rules apply once every minute. When a stock changes mode it gets a random duration value between 10 and 1000 that decreases every minute. A new mode is chosen when this time runs out, according to the probabilities below. If the stock is in a Fast Rise or Fast Fall while changing mode, there is a 70% chance that it turns Chaotic instead of choosing a mode normally. ### Stable (12.5% chance)Edit The stock's delta is decreased by 5%, then fluctuates by a random value between -0.025 and 0.025. ### Slow Rise (25% chance)Edit The stock's delta is decreased by 1%, then fluctuates by a random value between -0.005 and 0.045. ### Slow Fall (25% chance)Edit The stock's delta is decreased by 1%, then fluctuates by a random value between -0.045 and 0.005. ### Fast Rise (12.5% chance)Edit The stock's value fluctuates by a random value between 0 and 1, and its delta fluctuates by a random value between -0.015 and 0.135. There is a 30% chance of the stock's value fluctuating by an additional random value between -7 and 3, and its delta fluctuating by a random value between -0.05 and 0.05. There is also a 3% chance of the stock changing mode to a Fast Fall. ### Fast Fall (12.5% chance)Edit The stock's value fluctuates by a random value between -1 and 0, and its delta fluctuates by a random value between -0.135 and 0.015. There is a 30% chance of the stock's value fluctuating by an additional random value between -3 and 7, and its delta fluctuating by a random value between -0.05 and 0.05. ### Chaotic (12.5% chance)Edit The stock's delta fluctuates by a random value between -0.15 and 0.15. There is also a 50% chance that the stock's value fluctuates by an additional random value between -5 and 5, and a 20% chance that its delta is overridden by a random value between -1 and 1. Lastly, the value of a stock has a hard limit of never falling under$1, and when the value is less than $5 the value of the stock is increased by (5 - value)/2, half the distance to$5. If its delta is negative while the stock value is less than $5, the delta is decreased by an additional 5%. If a stock's value surpasses the market cap, its delta is decreased by an additional 10% if it is positive. The market cap is calculated based on the Bank level as follows.$ \text{Market cap} = 100 + 3 \times (\text{Bank level} - 1) $## AchievementsEdit Icon Name Description ID Initial public offering Make your first stock market profit. 457 Rookie numbers Own at least 100 of every stock market stock. "Gotta pump those numbers up!" 458 No nobility in poverty Own at least 500 of every market stock. "What kind of individual is out there cramming camels through needle holes anyway?" 459 Full warehouses Own at least 1,000 of a stock market stock. 460 Make my day Make a day of CpS ($86,400) in 1 stock market sale. 461
Buy buy buy Spend a day of CpS ($86,400) in 1 stock market purchase. 462 Liquid assets Have your stock market profits surpass a whole year of CpS ($31,536,000). 463
Pyramid scheme Unlock the highest-tier stock market headquarters. 464
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